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  • Routing Number: 065204579
Routing # 065204579
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Bill Matrix Payment Details

If you experience any difficulties, or need immediate assistance with Bill Matrix, please call our call center during the hours of 8am-6pm Monday-Friday, or Saturday from 9am-Noon. All times are CST.

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Routing Number: 065204579

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Routing Number: 065204579

JD Signature Checking


Open Account at a Branch

Put your signature on this interest-bearing account.

Turn up the heat on your earnings with this interest-bearing checking account paired with JD Signature Savings. Enjoy standard and custom features and benefits.

A great match for ...super savers with a high combined balance

  • $25 Minimum Opening Deposit1
  • Free Debit Card & Bill Pay
  • Free Online & Mobile Banking2
  • 0.75% APY on average checking balances3
  • $500 Overdraft Privilege4
  • .25% Discount on New Loans with Auto Debit5
  • 50% Discount on one Safe Deposit Box (Any Size)
  • $10 Monthly Fee-Free cashier checks ($10 fee is waived if balance requirements are met)

0.75%

 APY

Average Percentage Yield (APY)

On average checking balances when balance requirements are met.

icon Banking Perks
  • Mobile Banking
  • Online Banking
  • Debit Card
  • Zelle®
  • Notifi
  • Bill Matrix
  • Mobile Wallet
  • Credit Card
  • Overdraft Protection
  • Misc. Services
  • Account number to set up weekly transfers3
  • Personal identification, such as a government-issued photo ID (driver’s license or passport)
  • Social Security Number
  • Proof of address
Disclosure

1Minimum to open account is $25 for Signature Checking and $25 for Signature Savings. Annual Percentage Yield (APY) accurate as of X/XX/2026.

2Carrier charges may apply.

3When balance requirements are met: $40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances. Interest is credited to JD Signature Checking account.

4Savings Overdraft Privilege available. Line of Credit available with credit approval. Overdraft and returned item fees may apply.

5Excludes cash-secured and interim Construction Loans.

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Investment and Insurance Products Are:

  • Not Insured by the FDIC
  • Not Insured by any Federal Government Agency
  • Not a Deposit or other Obligation of, or Guaranteed by, JD Bank
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested